Interior Design Professional Liability Insurance
Protect your interior design business with professional liability insurance. Get the coverage you need to safeguard your business from potential risks and liabilities.
What Kind of Insurance do I need for My Interior Design Business?
Most Interior Design Businesses have a Business Owner's Policy called a BOP. A BOP is a great becasue it combines three general insurance coverages and saves you money.
We recommend these products as a base:
- Business Owners Policy: A business owner's policy provides you with general liability insurance coverage and also protects your business with third-party protection against bodily injury, property damage, personal injury, business equipment, and more.
- General Liability Insurance: Business liability coverage can safeguard your small business from unforeseen expenses in various situations, including workplace injuries or client lawsuits.
- Professional Liability Insurance: E&O insurance, also known as Professional Liability Insurance, offers protection for legal costs if a client claims that your work is inaccurate, delayed, or not delivered.
How Much Does Interior Design Insurance Cost?
There is not one price that businesses pay for Interior Design business insurance. There are many factors that determine your exact cost, such as:
- The size of your Interior Design business
- How many employees work for you
- If you keep customers information stored in a data system
- If you have trucks or vehicles or tow equipment
We work with mutiple insurance companies that offer Interior Design business insurance to protect your business without breaking the bank. We'll work with you to figure out what coverages and companies offer the best coverages and help you get a great business insurance quote.
Your Interior Design Business may also need other types of business insurance, like:
- Commercial Auto Insurance: Commercial auto insurance insures your vehicles for physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto policy.
- Cyber Insurance: A financial product called cyber insurance policy, also known as "cyber risk insurance" or "cyber liability insurance" coverage, enables businesses to transfer the costs linked to recovering from a cyber-related security breach or similar incidents.
- Workers Comp Insurance: Workers' compensation, commonly referred to as "workers' comp," is a government-mandated program that provides benefits to employees who suffer from work-related injuries or illnesses.
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