Why is Homeowner's Insurance Expensive?

How Much is Homeowners Insurance in Los Angeles?

Homeowners in Los Angeles pay an average of $2198 per year, or $183 a month, for a homeowners insurance policy with $300,000 in dwelling coverage. This makes home insurance in Los Angeles roughly 0% less expensive than the California average of $2198 per year. And Los Angeles insurance is about 3% less than the national average of $2270. It pays to shop and compare Los Angeles home insurance rates.

The Cheapest Homeowner Insurance Rates for Los Angeles, California

Provider	Annual Insurance Rate
AAA	$1771
AIG	$2702
Allstate	$1298
Chubb	$3049
CSAA	$1739
Farmers	$2146
Mercury	$1387
National General	$1828
Nationwide	$1744
Pacific Specialty	$1637
Pure Insurance	$4954
State Farm	$1787
The Hartford	$3684
Travelers	$1710
USAA	$1528