Why is Homeowner's Insurance Expensive?

How Much is Homeowners Insurance in San Diego?

Homeowners in San Diego pay an average of $2177 per year, or $181 a month, for a homeowners insurance policy with $300,000 in dwelling coverage. This makes home insurance in San Diego roughly 1% less expensive than the California average of $2198 per year. And San Diego insurance is about 4% less than the national average of $2270. It pays to shop and compare San Diego home insurance rates.

The Cheapest Homeowner Insurance Rates for San Diego, California

Provider	Annual Insurance Rate
AAA	$1754
AIG	$2677
Allstate	$1286
Chubb	$3021
CSAA	$1723
Farmers	$2127
Mercury	$1375
National General	$1812
Nationwide	$1728
Pacific Specialty	$1622
Pure Insurance	$4908
State Farm	$1770
The Hartford	$3650
Travelers	$1694
USAA	$1514