Why is Homeowner's Insurance Expensive?

How Much is Homeowners Insurance in San Jose?

Homeowners in San Jose pay an average of $2540 per year, or $212 a month, for a homeowners insurance policy with $300,000 in dwelling coverage. This makes home insurance in San Jose roughly -16% less expensive than the California average of $2198 per year. And San Jose insurance is about -11% greater than the national average of $2270. It pays to shop and compare San Jose home insurance rates.

The Cheapest Homeowner Insurance Rates for San Jose, California

Provider	Annual Insurance Rate
AAA	$2047
AIG	$3123
Allstate	$1501
Chubb	$3525
CSAA	$2011
Farmers	$2481
Mercury	$1604
National General	$2114
Nationwide	$2016
Pacific Specialty	$1892
Pure Insurance	$5726
State Farm	$2066
The Hartford	$4258
Travelers	$1976
USAA	$1767