Average Renters Insurance Rates for Henderson, Texas
| Average Annual Insurance Rate |
| $274 |
The Cheapest Renters Insurance Rates for Henderson, Texas
| Provider |
Annual Insurance Rate |
| Hartford Insurance |
$95 |
| Trumbull Insurance |
$98 |
| Twin City Fire Insurance |
$103 |
| Hartford Insurance |
$112 |
| American Mercury |
$125 |
| Travellers |
$137 |
| Texas Fair Plan |
$151 |
| Texas Farm Bureau |
$163 |
| Auto Club |
$173 |
| Republic Lloyds |
$190 |
The Most Popular Renters Insurance Providers in Henderson, Texas
| Provider |
Annual Renters Insurance Rate |
Monthly Renters Insurance Rate |
| Allstate |
$239 |
$239 |
| Liberty Insurance |
$854 |
$854 |
| Nationwide |
$246 |
$246 |
| State Farm |
$274 |
$274 |
Does credit score affect Henderson renters insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$364 |
| average |
$274 |
| good |
$230 |
Yes! Your credit rating can impact the price you pay for Henderson Renters Insurance up to
$134 per year. Our analysis shows Henderson renter's insurance shoppers with poor credit will pay up to
58% higher rates than shoppers with good credit. Renters insurance shoppers eith poor credit will pay rates that are
39% higher than people with average credit and average credit rate shoppers will pay
19% higher rates than shoppers with good credit.
Does Building Construction affect Henderson renters insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$1903 |
| Stucco/Hardie |
$1779 |
| Brick Veneer |
$1722 |
Yes the construction style may also impact the price you pay for Henderson renters Insurance up to
$181 per year. Henderson renters insurance shoppers with frame style construction pay up to
11% higher rates than homes made with brick while renters with homes constructed with Stucco or Hardieboard will pay
3% higher rates than homes made with Brick Veneer.
Is Renters insurance higher for older homes in Henderson?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1268 |
| 10 Year(s) Old |
$1722 |
| 35 Year(s) Old |
$1976 |
Your home age impacts the price you pay for Henderson renters Insurance up to
$708 per year. Henderson renters insurance shoppers with older homes pay
56% higher rates than new homes while renters with homes less than 30 years old will pay
36% higher rates than new construction homes.