Average Renters Insurance Rates for Austin, Texas
| Average Annual Insurance Rate |
| $251 |
The Cheapest Renters Insurance Rates for Austin, Texas
| Provider |
Annual Insurance Rate |
| Hartford Insurance |
$101 |
| Trumbull Insurance |
$106 |
| Twin City Fire Insurance |
$108 |
| Texas Fair Plan |
$125 |
| Hartford Insurance |
$125 |
| American Mercury |
$125 |
| Auto Club |
$136 |
| Texas Farm Bureau |
$139 |
| Travellers |
$145 |
| Republic Lloyds |
$168 |
The Most Popular Renters Insurance Providers in Austin, Texas
| Provider |
Annual Renters Insurance Rate |
Monthly Renters Insurance Rate |
| Allstate |
$178 |
$178 |
| Liberty Insurance |
$778 |
$778 |
| Nationwide |
$248 |
$248 |
| State Farm |
$204 |
$204 |
Does credit score affect Austin renters insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$333 |
| average |
$251 |
| good |
$210 |
Yes! Your credit rating can impact the price you pay for Austin Renters Insurance up to
$123 per year. Our analysis shows Austin renter's insurance shoppers with poor credit will pay up to
59% higher rates than shoppers with good credit. Renters insurance shoppers eith poor credit will pay rates that are
39% higher than people with average credit and average credit rate shoppers will pay
20% higher rates than shoppers with good credit.
Does Building Construction affect Austin renters insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$1473 |
| Stucco/Hardie |
$1379 |
| Brick Veneer |
$1346 |
Yes the construction style may also impact the price you pay for Austin renters Insurance up to
$127 per year. Austin renters insurance shoppers with frame style construction pay up to
9% higher rates than homes made with brick while renters with homes constructed with Stucco or Hardieboard will pay
2% higher rates than homes made with Brick Veneer.
Is Renters insurance higher for older homes in Austin?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1006 |
| 10 Year(s) Old |
$1346 |
| 35 Year(s) Old |
$1539 |
Your home age impacts the price you pay for Austin renters Insurance up to
$533 per year. Austin renters insurance shoppers with older homes pay
53% higher rates than new homes while renters with homes less than 30 years old will pay
34% higher rates than new construction homes.