Average Renters Insurance Rates for Decatur, Texas
| Average Annual Insurance Rate |
| $276 |
The Cheapest Renters Insurance Rates for Decatur, Texas
| Provider |
Annual Insurance Rate |
| Hartford Insurance |
$108 |
| Trumbull Insurance |
$118 |
| Twin City Fire Insurance |
$121 |
| American Mercury |
$130 |
| Hartford Insurance |
$139 |
| Auto Club |
$151 |
| Travellers |
$153 |
| Texas Fair Plan |
$169 |
| Allstate |
$171 |
| Texas Farm Bureau |
$173 |
The Most Popular Renters Insurance Providers in Decatur, Texas
| Provider |
Annual Renters Insurance Rate |
Monthly Renters Insurance Rate |
| Allstate |
$171 |
$171 |
| Liberty Insurance |
$797 |
$797 |
| Nationwide |
$233 |
$233 |
| State Farm |
$225 |
$225 |
Does credit score affect Decatur renters insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$364 |
| average |
$276 |
| good |
$232 |
Yes! Your credit rating can impact the price you pay for Decatur Renters Insurance up to
$132 per year. Our analysis shows Decatur renter's insurance shoppers with poor credit will pay up to
57% higher rates than shoppers with good credit. Renters insurance shoppers eith poor credit will pay rates that are
38% higher than people with average credit and average credit rate shoppers will pay
19% higher rates than shoppers with good credit.
Does Building Construction affect Decatur renters insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$2634 |
| Stucco/Hardie |
$2435 |
| Brick Veneer |
$2332 |
Yes the construction style may also impact the price you pay for Decatur renters Insurance up to
$302 per year. Decatur renters insurance shoppers with frame style construction pay up to
13% higher rates than homes made with brick while renters with homes constructed with Stucco or Hardieboard will pay
4% higher rates than homes made with Brick Veneer.
Is Renters insurance higher for older homes in Decatur?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1699 |
| 10 Year(s) Old |
$2332 |
| 35 Year(s) Old |
$2664 |
Your home age impacts the price you pay for Decatur renters Insurance up to
$965 per year. Decatur renters insurance shoppers with older homes pay
57% higher rates than new homes while renters with homes less than 30 years old will pay
37% higher rates than new construction homes.