Average Renters Insurance Rates for Waco, Texas
| Average Annual Insurance Rate |
| $261 |
The Cheapest Renters Insurance Rates for Waco, Texas
| Provider |
Annual Insurance Rate |
| Hartford Insurance |
$112 |
| Trumbull Insurance |
$121 |
| Twin City Fire Insurance |
$125 |
| American Mercury |
$125 |
| Travellers |
$136 |
| Hartford Insurance |
$143 |
| Texas Farm Bureau |
$155 |
| Texas Fair Plan |
$157 |
| Progressive |
$180 |
| Progressive |
$183 |
The Most Popular Renters Insurance Providers in Waco, Texas
| Provider |
Annual Renters Insurance Rate |
Monthly Renters Insurance Rate |
| Allstate |
$185 |
$185 |
| Liberty Insurance |
$735 |
$735 |
| Nationwide |
$244 |
$244 |
| State Farm |
$225 |
$225 |
Does credit score affect Waco renters insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$343 |
| average |
$261 |
| good |
$220 |
Yes! Your credit rating can impact the price you pay for Waco Renters Insurance up to
$123 per year. Our analysis shows Waco renter's insurance shoppers with poor credit will pay up to
56% higher rates than shoppers with good credit. Renters insurance shoppers eith poor credit will pay rates that are
37% higher than people with average credit and average credit rate shoppers will pay
19% higher rates than shoppers with good credit.
Does Building Construction affect Waco renters insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$2075 |
| Stucco/Hardie |
$1931 |
| Brick Veneer |
$1837 |
Yes the construction style may also impact the price you pay for Waco renters Insurance up to
$238 per year. Waco renters insurance shoppers with frame style construction pay up to
13% higher rates than homes made with brick while renters with homes constructed with Stucco or Hardieboard will pay
5% higher rates than homes made with Brick Veneer.
Is Renters insurance higher for older homes in Waco?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1352 |
| 10 Year(s) Old |
$1837 |
| 35 Year(s) Old |
$2112 |
Your home age impacts the price you pay for Waco renters Insurance up to
$760 per year. Waco renters insurance shoppers with older homes pay
56% higher rates than new homes while renters with homes less than 30 years old will pay
36% higher rates than new construction homes.