Insurance For Owner-Operators
Protect your business with owner-operator business insurance coverage. Get the coverage you need to protect your business from unexpected losses and liabilities. Get the peace of mind you need to focus on your business.
What Kind of Insurance do I need for My Owner-Operators Business?
Most Owner-Operators Businesses have a Business Owner's Policy called a BOP. A BOP is a great becasue it combines three general insurance coverages and saves you money.
We recommend these products as a base:
- Business Owners Policy: A business owner’s policy bundles three important types of business insurance — general liability insurance, commercial property insurance and business interruption insurance — into one policy.
- General Liability Insurance: Your small business can be protected from unexpected expenses in different situations, such as workplace injuries or client lawsuits, through business liability coverage.
- Professional Liability Insurance: E&O insurance, alternatively referred to as Professional Liability Insurance, provides coverage for legal expenses in the event that a client alleges your work to be erroneous, delayed, or undelivered.
How Much Does Owner-Operators Insurance Cost?
There is not one price that businesses pay for Owner-Operators business insurance. There are many factors that determine your exact cost, such as:
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- The size of your Owner-Operators business
- How many employees work for you
- If you keep customers information stored in a data system
- If you have trucks or vehicles or tow equipment
We work with mutiple insurance companies that offer Owner-Operators business insurance to protect your business without breaking the bank. We'll work with you to figure out what coverages and companies offer the best coverages and help you get a great business insurance quote.
Your Owner-Operators Business may also need other types of business insurance, like:
- Commercial Auto Insurance: Commercial auto insurance insures your vehicles for physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto policy.
- Commercial Umbrella Insurance: Commercial liability umbrella insurance boosts the limits of general liability insurance, commercial auto insurance, and employer's liability insurance to protect against the most expensive kinds of lawsuits.
- Cyber Insurance: Cyber insurance, known as cybersecurity insurance or cyber liability insurance, provides coverage for the potential losses a business may experience due to a data breach or cyber attack.
- Workers Comp Insurance: Workers' compensation coverage guarantees the safeguarding of your business and employees by providing employee rehabilitation and death benefits in the event of any workplace injury or illness suffered by your staff members.
Similar professions and Owner-Operators business insurance?
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